Waive or Enroll: Student Health Insurance

To waive or enroll online go to:

Enter your student ID (including @ sign) and all required information. Confirmation of submission will be provided.

Important: You will not receive an updated bill when the waiver is submitted. Please deduct the insurance charge from the bill you have.

All students are required to either complete a waiver or enroll in the student health insurance online every fall. Additionally, if a waiver is not completed you will be required to purchase the plan through Fitchburg State University.

In accordance with Massachusetts State Law, Fitchburg State University requires all undergraduate students registered in at least 9 credits and all graduate students registered in at least 4.5 credits to participate in the Student Health Insurance Plan unless proof of comparable coverage is provided. All international students taking courses on campus are required to enroll in the Student Health Insurance Plan.

Please note, students who meet the student health insurance requirements for the fall semester will be billed for the full year, annual health insurance plan all in the fall semester.  The plan is effective from 8/1 to 7/31.  If you did not meet the health insurance requirement in the fall and increase you credits for the spring or you are an incoming student for the spring semester, you are required to enroll or waive the insurance for the spring by the bill due date in December.

Students with coverage from insurance carriers outside the United States or coverage by foreign National Health Insurance programs may not waive participation in the University’s plan. These plans are not deemed to be comparable to coverage under a QSHIP program. This is a change in the QSHIP regulations that has been mandated by the Division of Health Care Finance and Policy and all institutions are required to comply with this change.