Waive or Enroll: Student Health Insurance

New for students on MassHealth

If you are covered by MassHealth (other than Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan), you may be eligible to enroll in the Student Health Insurance Plan (SHIP) and have the premium paid by MassHealth Premium Assistance. To see if you’re eligible, select the link below and follow the prompts. For more information about this new program please refer to the MassHealth student FAQ (PDF).

To waive or enroll online go to:

Enter your student ID (including @ sign) and all required information. Confirmation of submission will be provided.

Important: You will not receive an updated bill when the waiver is submitted. Please deduct the insurance charge from the bill you have.

All students are required to either complete a waiver or enroll in the student health insurance online every fall. Additionally, if a waiver is not completed you will be required to purchase the plan through Fitchburg State University.

*Please note, full time students (9 or more credits) are charged in the Fall Semester for the full year. If you were under 9 credits in the fall and increase your credits for the Spring, or you are an incoming full time student for the Spring Semester, you are required to enroll or waive the insurance for the Spring by the bill due date (early January).

In accordance with Massachusetts State Law, Fitchburg State University requires all undergraduate students registered in at least 9 credits and all graduate students registered in at least 4.5 credits to participate in the Student Health Insurance Plan unless proof of comparable coverage is provided. All International students are required to enroll in the Student Health Insurance Plan.

Students with coverage from insurance carriers outside the United States or coverage by foreign National Health Insurance programs may not waive participation in the University’s plan. These plans are not deemed to be comparable to coverage under a QSHIP program. This is a change in the QSHIP regulations that has been mandated by the Division of Health Care Finance and Policy and all institutions are required to comply with this change.