The Commonwealth of Massachusetts mandates that all matriculated students enrolled in 9 or more credits, or 4.5 or more graduate credits must be covered by a health insurance plan comparable to the policy offered by Fitchburg State University or purchase the Fitchburg State University health insurance plan.
All eligible students at Fitchburg State University will be billed for the health insurance plan provided by the university. If you have adequate insurance, a waiver form must be completed online each fall semester. If you are starting in the spring semester, please waive it before the bill due date in December. Moving forward, you will need to waive it each June-August.
The online waiver will be available mid-June. We require students to complete the waiver before the fall bill due date in August. In order to comply with state law, if a waiver is not completed by September 30 you will be forced to enrolled in the plan and be responsible for the insurance charge.
The Health Insurance Policy is administered by University Health Plans, Inc. (1.833.251.1724). Students should call this number if they have not received their BC/BS card and need their ID number.
Go to:
- University Health Plans
- Click Fitchburg State University
- Click the Waive or Enroll button
Enter your student ID (including @ sign) and all required information. Confirmation of submission will be provided.
Important: If waiver is submitted after receiving your bill, the waiver will be reflected in your account activity within 3-5 days. You will not receive an updated bill when the waiver is submitted.
- Students must be enrolled in a degree program and meet registration requirements to be eligible for enrollment in the Student Health Insurance Plan.
- Students taking only online courses are not eligible to participate and are exempt from the waiver requirement.
- Full year (8/1-7/31): $4,962.44
- Fall Only (December graduates only, 8/1-12/31): $2,070.60
- Spring Only (1/1-7/31): $2,896.84
All international students enrolled in on-campus classes are required to participate in the Fitchburg State University Student Health Insurance Plan and are responsible for the associated premium. The policy coverage period is August 1 through July 31.
International students must complete the online Health Insurance Waiver/Enrollment Request form by September 30.
Students with comparable health insurance coverage may request a waiver by completing the online Health Insurance Waiver/Enrollment Form and uploading the following required documentation:
- Summary of Benefits
- Policy effective and expiration dates
- Copy of the insurance ID card
Students who do not have comparable coverage must use the same online form to enroll in the Fitchburg State University Student Health Insurance Plan.
Failure to complete the online Health Insurance Waiver/Enrollment Form by September 30 will result in automatic enrollment in the university-sponsored health insurance plan, and you will be responsible for the associated insurance premium.
Failure to comply with this requirement may also prevent you from registering for future classes.