Skip to main content

Fitchburg State uses technology to gather information and better understand visitors’ experiences. By continuing to use this website, you consent to this usage in accordance with our Privacy Policy.

Financing Your Education

Financial Aid's webpage has a Net Price Calculator to assist you in calculating your education at Fitchburg State University.

e-Bills are generated twice per year on a semester basis.  Students and Authorized Users will receive email notifications that a billing statement is available online.  Please note that bills are not mailed home.  Fall bills are available in early July and are due in early August. Spring bills are available in mid-November and are due by mid-December. Actual room and board costs vary, depending on meal plan selection and housing assignment.  Please visit our Student Accounts page for the 18/19 costs.

Alternative Financing Options:

In addition to need-based financial aid there are several programs you may want to consider to finance your education.

Federal Direct Plus Loan Program - Provides loans to qualified parents of dependent students. Parents may borrow up to the cost of attendance minus financial aid. The origination fee as of October 1, 2016 is 4.272 percent. Repayment begins 60 days after disbursement or may be deferred until after the student graduates. To apply for a Parent Plus Loan please visit the Federal Student Aid website.

Alternative Student Loans - Offered by various lenders, these provide students with a low interest alternative loan option, if they choose to borrow beyond the limits set by the Federal Direct Loan Program. Please go to our Financial Aid website for more information regarding Alternative Loans.

Payment Plan - This interest-free plan divides your payments into four equal monthly installments per semester.

MEFA - Massachusetts Educational Financing Authority is committed to making college more accessible and affordable. They are a non-profit self-financing state authority. Several fixed interest rate loan options are available to undergraduate and graduate students. Please visit the MEFA website for additional information or to apply online.