Types of Financial Aid (Undergraduate)

Your financial aid package may come from many different award types, including federal, state, school, and private sources.

Open any of the below accordion menus for more detail on each source.

Financial Aid Award Types

Federal Pell Grant

Gift aid from the federal government. Awarded to high need students who are pursuing their first undergraduate degree. Awards range from $648 to $6,345 per year depending on the student's enrollment status and EFC.

Supplemental Educational Opportunity Grant (SEOG)

Gift aid from the federal government administered by the University. Priority for this grant is given to the highest need students. Available to undergraduate students who are pursuing their first undergraduate degree and are enrolled at least half time. Average award is $250 per year.

MA State Grant

Gift aid from the state government. Awarded to full-time undergraduate students who have been a resident of Massachusetts for at least one year (parents of dependent students must also meet residency criteria). For more information, contact the Massachusetts Office of Student Financial Assistance. Awards range from $600 to $1,800 per year, depending on the student's EFC.

MA Cash Grant

Available to Massachusetts residents who are enrolled at least half-time in an undergraduate degree program. Average award is $1000 per year, not to exceed the cost of tuition and fees.

MA Part-Time Grant

Available to Massachusetts residents enrolled part-time in an undergraduate degree program. Eligibility is dependent on the student's EFC. Average award is $550 per year.

Tuition Waiver

Available to Massachusetts residents enrolled at least half-time in an undergraduate day school program. Average award is $970 per year, not to exceed the cost of tuition.

Mass Transfer Tuition Waiver

Available to students who have completed an approved Mass Transfer program at a Massachusetts community college, who have earned a minimum 3.0 grade point average at the time of graduation and who have enrolled in a linked undergraduate day school program at Fitchburg State University. The award equals billed in-state tuition.

MSCBA Grant

Need based grant funding provided by the Massachusetts State University Building Authority for qualifying students residing in the dormitories. Average award amounts varies, not to exceed 50% of billed semester housing costs.

Special Fee Grant

Institutional funds awarded to out-of-state students with high financial need. Average award is $1000 per year.

Fitchburg State University Fee Grant

Institutional funds awarded to undergraduate students with high financial need. Average award is $1,000.

For a description on how your eligibility for financial aid is determined, university billing and refund procedures, alternative financing options and helpful hints and phone numbers: Financial Aid Award Guide (PDF)

To apply for the loans indicated below, the Free Application for Federal Student Aid (FAFSA) is required.

Nursing Student Loan

These loans are a low interest (5%) loan from the federal government and Fitchburg State. Interest charges and repayment begins nine months after the student graduates, withdraws or drops below half-time status. Repayment can be extended for as long as ten years. 

Federal Direct Stafford Loan

Federally guaranteed student loan administered by the University. Subsidized Direct Loans are need-based loans whose interest is paid by the government while the student is enrolled at least half-time. Students are responsible for the interest on an Unsubsidized Direct Loan for the life of the loan. Repayment of principal begins six months after the student graduates, withdraws or drops below half-time status.

Annual Direct Stafford Loan Limits

Grade Level Dependent Independent
Freshman $5,500 $9,500
Sophomore $6,500 $10,500
Juniors/Seniors $7,500 $12,500
Graduate Students   $20,500

These loan limits include both subsidized and unsubsidized amounts and cannot exceed your cost of attendance minus other financial aid. You are required to complete a Master Promissory Note (MPN) and Entrance Counseling online. For more information, visit the Federal Student Aid website.

When you apply to Fitchburg State, you are automatically reviewed for all of the merit scholarships for which you are eligible.

Complete the FAFSA by February 15 in order to be considered for all available scholarship awards. If you are awarded, you will be notified by the Admissions Office.

If you’re awarded, you must meet certain academic standards in order to remain eligible for your scholarship each year.

The State University Internship Incentive Program (SUIIP) is a state and university funded program that provides financial support to students participating in internships.

Qualifying internships can range from 3 to 12 credits per semester. Students in all majors may qualify, but priority will be given to students enrolled in a STEM (Science, Technology, Engineering and Mathematics) field. Scholarships are currently available for the Fall 2020 semester and Spring 2021 semesters and awards will range from $500 to $5000 to cover tuition, fees, and expenses.

In order to qualify, students must meet the following criteria:

  • Massachusetts Resident
  • U.S. citizen or eligible non-citizen
  • Have a valid 2020–2021 FAFSA on file with the financial aid office
  • Have earned a minimum cumulative GPA of 2.75
  • Be enrolled as a full time undergraduate day student
  • Not yet earned a bachelor’s degree

Completed applications should be submitted to the Financial Aid Office, Room 108, Anthony Student Service Center.

Access the SUIIP application

Please note that submission of an application does not guarantee receipt of scholarship funds. Students will be notified via letter of eligibility and award amounts.