Cost and Financial Aid

Supporting Student Success: Curriculum pathways help students complete math courses on time

The Office of Financial Aid assists students who, without financial assistance, would be unable to attend college. Last year alone, we awarded $43 million in financial aid to our students through the following:

  • Merit-based: Awarded to new students through the admissions application process
  • Need-based: Awarded to new and returning students through the financial aid application process—including scholarships, loans, grants, and work study assistance

Our commitment to making a Fitchburg State education affordable is evident in our annual cost—among the lowest in the state university system at $21,713 for full-time residential students.

Getting Started

Financial Aid is a time-sensitive process, so make sure you consult these important pages as you prepare to apply.

How to Apply

We'll walk you through the process of applying for financial aid. 

Eligibility

Not sure you qualify? Our eligibility documentation lays it out for you. 

Important Deadlines

An overview of when you should be applying for financial aid, and what you can expect during each timeframe. 

How do I appeal my financial aid award decision?

At Fitchburg State University, each financial aid appeal is reviewed on a case-by-case basis within our general guidelines for awarding need-based financial aid. While we don’t negotiate financial aid or match another school’s offer, we are always willing to talk with students and families who are concerned that they can’t afford Fitchburg State University with their award.

If you decide you need to appeal your financial aid award, we ask that you complete the Student/Parent Special Circumstance Form (using a non Fitchburg State email address) and submit that to our office with all necessary supporting documentation.

To provide some guidance, here are some of the most common reasons we may increase financial aid awards:

  • Significant decrease in current year’s income not reflected in your tax return
  • Receipt of a one-time income source on the previous year’s tax return
  • Unemployment of a parent or spouse
  • A change in the number of family members attending college
  • Unusual or unexpected medical expenses
  • Tuition for a child attending a private elementary or secondary school

There is no guarantee that we will be able to adjust your award, but we encourage you to work with our office as we may be able to recommend a financing strategy that supplements your award.

If you would like to speak with the Financial Aid Office, regarding a financial aid appeal, please reach out to our office (978) 665-3156 or finaid@fitchburgstate.edu

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Numbers and Affordability

Demonstrated by our most recent financial aid statistics for our entering class (2018):

  • All admitted students who demonstrated financial need and met application deadlines received an offer of financial assistance.
  • The average financial aid package for students living on campus from Massachusetts is $14,717 (from all funding sources).
  • 91% of the class received financial assistance.

And from our graduates:

  • ​The average student loan debt for those in the class of 2016 is well below the national average at $26,684. This equates to $277 per month in standard repayment.
  • The average graduate’s income is $41,900
  • Our investment in you. With a $15 million endowment from alumni and the foundation, both need- and merit-based awards help to offset the actual cost of your education.
  • A realistic budget. We base your eligibility for our financial aid on the total cost of attendance not just direct costs, so that you’ll have a more realistic budget and financial-aid package.
  • Honoring outside awards. We do not reduce our institutional scholarship or grant award to those receiving outside scholarships or grants unless the student's total gift aid exceeds charges for tuition, fees, room and board.
  • Access to distinctive opportunities. To aid our students in making their dreams of study abroad possible, financial aid is portable to approved abroad programs. Students may also benefit from college funding for internships throughout the academic year.

Have Questions? Get in touch.

SPRING 2021: SPRING 2021: The Office of Financial Aid is available to all constituents remotely Monday - Friday from 8am - 5pm for the Spring 2021 semester. For assistance please contact your individual financial aid counselor (see below) regarding any assistance needed in processing your financial aid.

Denise Brindle- Director of Financial Aid
dbrindl1@fitchburgstate.edu 
978.665.3302 

And by caseload at 

Andrea Johnston- Assistant Director
Last Name A-E
ajohnst5@fitchburgstate.edu
978.665.3422 

Alcira Zadroga- Associate Director
Last Name F-Ma 
azadroga@fitchburgstate.edu 
978-665-3556 

Christopher Cole- Assistant Director 
Last Name Mc-Z
ccole14@fitchburgstate.edu 
978-665-3454